This is a super gift idea I love to make! It’s all in the packaging that people absolutely love! Whether it is for a baby shower gift, birthday, anniversary, graduation, get-well, thank you, housewarming or Christmas gift… they will be the hit of the party! You can make them for any occasion! I have made these for gifts several times and they have always been received with huge smiles! The most memorable was 2 that I made for a friend’s baby boy-baby-shower-items2shower. She was having twins (one boy & one girl) so I did two of them!  There were all kinds of amazing gifts, including  some very expensive ones. I spent about  $20 total for the two gifts and yet everyone was picking them up, oooing & awwwing them before & after the gifts were opened. And my friend I made them for loved them! In fact, I had moved out of the area and about 7 years after that shower, I reconnected with that friend via email & she brought up again how much she loved those “baby shower” gifts I made!  Years later, she has pictures of them in her baby books & mentioned them to me again! It made me smile a deep down smile! The contents were similar for each of the 2 gift bottles I made that day, but with variations including items & ribbons with slightly different color combinations. I put ababy-shower-1 small teddy bear in each, plus various baby gifts such as small rolled up baby blankets & cleaning cloths, a rattle and various other baby related items I bought from the dollar store. When I purchased them I noted the colors, so that each would have different but similar items. Next I purchased ribbons in 3 colors. You don’t have to use three colors, I just personally like to.  I know how to make bows as I was a florist many years ago, but if you aren’t a prticularly good at making bows, just buy a cool ribbon “bow” that matches the colors of your ribbons or that has ribbons that stream down from it.  

2litergift2

The secret to this cool idea is that it is basically an illusion. Even when you turn the bottle around to the back, you have to really look at it to see the “cut” slit down the back of the bottle. The hardest part is holding the slit open to get your items placed inside the bottle (It hurts & you could cut yourself on curlybowsthe cut plastic if you aren’t careful. You may want to wear thin gloves.) You will also need tissue paper as a filler to hold items in place. You can get white or soft colors, your choice. But I suggest using 1 soft color so you don’t take away the impact of the gift items inserted in the bottle. You will want to purchase 1 item for the main attention focus that takes at least 1/3 of the space in the bottle, but no more than 1/2 the space. For this gift my focus item was a little cute teddy bear. You will then purchase a few items to fill in the rest of the bottle space in front & back. It only takes a few items to do so. If you use the dollar store you can get really cute items and spend no more than $10 for everything including tissue paper and ribbon/bow! What a cool gift for such a great value! Wait ’til you hear everyone go on & on about it! People are literally fascinated withteddy_bear_cute1 them! But the most awesome experience is to see the gift recipient’s eyes light up and the smile & puzzled look as to how you got those things in there! Every gift I have given inside of a clear bottle like this has been a huge hit!

Start with a clean dry 2 liter (or any size or type) plastic soda bottle.  Use a sharp knife or box-cutter to cut a slit from 2 or 3 inches down from the top to a couple inches from the bottom. If you are using a bottle that has a harder plastic base at the bottom as some soda bottles do cut to that base. If it is clear plastic all the way down allow at least 2 inches uncut at the bottom of the bottle. At the top of the slit, make a vertical cut so you have a “T-shaped” cut (see diagram).

Visually get an idea where you want to place the items inside the bottle. Insert tissue paper on the bottom of the bottle (or if a spa bottle or theme gift you can place glass decor beads or river rocks, etcetera) then place your focus item in the bottle and surround with gently scrunched tissue paper followed by the various items you haveorchid chosen. Work on the front first and then fill in the back with an item or two and tissue paper as well. If you are doing a spa items gift or birthday gift for a woman you may want to add a few silk flowers with your tissue paper throughout the gift. If it is a New Year’s party gift for the host you may want to put little party horns throughout… use your imagination… there is no limit to what you can do! Once the bottle is completed with the gifts, gently move the “slit” back into place.  Another optional idea you can do, is glue a ribbon around the cap & a matching ribbon around the bottom of the bottle also if you choose to. (Make sure your “seams” are in the back of the bottle.) Now tie your ribbons around the bottom of the cap & cut the ribbons to stream at various lengths down the bottle. If you know how to “curly cue” the ribbon by running the edge of your sissors or a knife along the back of the ribbons, you may want to curly cue some of them. Last make and secure a nice full bow to the cap, over your tied ribbons. Or, just adhere your store bought bow with streamers and/or curlies.  Attach a cute little gift card and you are good to go! One warning: Once you make one of these, expect people to hint (or full out ask) you to make them one for their next gift occasion!

Ginny of Central Ohio asks: “We are desperate to keep our home, but I don’t know how we are going to be able to meet our monthly expenses, particularly for our home. We don’t want to lose our home, please help!”

Ginny, Please look through some of my posts here as there are lots of ideas on saving in many different areas, from the basics (food, transportation) to entertainment. I suspect some of these additional areas would be of help to you as well. As far as your home, I assume art-houseyou are referring to a home you “own” and are paying a monthly mortgage. First, as you probably know by now, there are several different subsidy type programs available now through the stimulus plans  put out by the government. One of the most helpful has been the new parameters and options on having mortgage loans re-assessed. Often the monthly payments have been reduced to up to ½! Whether these programs will be of help to you will depend on many factors including how long you have had your home, how much investment you have made into it thus far, area of the country you live in, etcetera. There are some people that have literally been able to retain their homes due to these programs.

Secondly, consider bringing  in a room-mate. Can you open up a bedroom (and bath) to rent? Check your lease/mortgage/home-owner and/or property association agreement(s) and make sure you are not in breach to do so. Home owners can most often rent out a room (or rooms/basement/etc.) or share their home without many, if any restrictions. So many people are displaced with the recent downturn of thepeople3 economy that your opening up a room(s) in your home to an individual, couple or even small family, could be a tremendous blessing to both families or individuals. Make sure that you get references and check people out if you don’t know them. You could certainly bring in a substantial amount of monies on a monthly basis to help you retain your home. There may be someone in your current neighborhood that has lost their home and wants to keep their children in the same schools and not have further displacement in their family life. Your coming together could be a tremendous blessing to both families. You may want to sit down and discuss these options with your spouse and children to pave the way. If you find the right “fit”. Be sure and sit down with the prospective individual/couple/family, and discuss specifics prior to their moving in or there are any agreements made, so you are all “on the same page” and understand the parameters for all concerned. Determine if & when kitchen and/or laundry priviledges will take place or if everything is seperated or if you will share some meals. Do you split the refrigerator and cupboard areas between the families? There are many specifics to discuss or lay out. All of these things are unique to you and the person, couple or family moving in. It is important that these things are discussed openly up front so everyone feels comfortable with the new “arrangements”.

Additional note for renters: You may also be able to consider bringing in a room-mate. However, check your lease agreement and with your property manangement before pursueing this option. Make sure you are not in breach of your lease toapt do so. Many apartment complexes will allow a new roommate as long as they register with the property management.

Ginny (& all out there in similar situations): There are options you can take to save in many areas, but most will require you and your family to step out of your comfort zones. Many times, we find when we do take the courage to make necessary changes, they result in experiences that are ultimately good for us and our families in the long run. Good Luck Ginny! Please feel free to ask any further questions.  

The very best to you & yours, Brenda

 

On July 20, 1969 American Astronaut Neil Armstrong made history by being the first man to walk on the moon. It was a huge event, a momentous occasion that anyone of age tomoon-small1 remember it, will never forget. I was 11 years old. My Father, a Precision Sheet Metalist, worked for Grumman Aerospace at Cape Kennedy.  He felt truly honored to work on the panel inside  Apollo 11. I remember him bringing home patches and other momentos, even the autographs of Neil Armstrong & the other Astronauts going on that mission.  I remember the night that Neil Armstrong landed on the moon very clearly. apollo-11-patch-small1Our entire family, My Dad, Mom, myself at 11 & my 3 younger sisters (at that time: 10, 7 & 3) also sat on my parent’s bed (the only time we ever did that) and watched the fuzzy black & white image on TV. The excitement rose as I heard those now famous words: “One small step for man, one giant leap for mankind.” It wasn’t until years later as an adult, that I realized the impact of that historical event in America’s history, a part of history I was a part of in my own small way. If you were of age to remember it, then it is a part of your history as well.

So where were you and what were you doing when Neil Armstrong took those first steps on the moon on 7/20/1969?

 

Kathy of South Carolina asks: We used to go out to eat a lot and take our family of 5 out to the movies. Just about everything we did costs quite a bit when the whole family was involved. (Skating, movies, eating out) My husband and I had date night at least twice a month usually with the traditional dinner and a movie. We have had to cut our expenses drastically during this recession and not sure what to do for entertainment! Any ideas for us?

Absolutely Kathy! There are many cost effective forms of entertainment. Check your local paper for free events like concerts on Main Street or in the park. Get familiar with your local library. If you have young children they often have daytime story hour (You can sit in with them). Additionally, many libraries have free movie nights for the entire family. Don’t forget to check out local or neighboring publications for nearby walking or hiking trails, waterfalls and scenic or historic areas you all can explore and enjoy. For you and possibly your older children; if you discover cool shops along your way, pick up postcards or ideas (note how something is made to duplicate it or just appreciate it’s artistic value) instead of purchasing items.

couple_on_benchFor your date time with your husband: In lieu of going out to dinner at your favorite restaurant, either go for the lunch or brunch specials or enjoy desert anytime after you have had dinner at home. (Another tip: Whenever, eating out consider ordering water as beverages are often the most overpriced items on the menu unless you are going to be there for a while and make use of the refills). Another idea for date “night”: Walk on the pier or down Main Street or wherever you find the area enjoyable and sit on a bench looking up at the stars or gazing out at the ocean or a lake and just enjoy each other. For the more personal adventure: Maybe consider a bath for 2 by candle light and a nice (but inexpensive) bottle of wine.  J

Back to the family ideas: Cook out on the grill or better yet go to a park to grill or take a picnic and let the kids play on the swings.  (You don’t need steaks or fancy eats, they’ll love hotdogs or hamburgers or even P&J sandwiches!) Find a park or public area with ducks & geese (be careful of the geese they can be a little aggressive at times) and feed them stale bread. (The kids will love throwing out a few pieces of bread in the water and watching the ducks clamor to get them.) Check out the discount movie theatres or special pricing deals (at off times such as Saturday morning before noon, some theatres will have strongly reduced prices). Go to an arboretum and enjoy the flowers and butterflies or take a paddle boat out on a local lake…

For a weekend outing, forego the theme park, go camping in a county or state park with lots of low or no cost activity options (if you don’t have equipment, consider borrowing it).

There are so many great low cost things you can do if you open yourself to new experiences and kids_feeding_ducksdiscoveries. You might find that you have been missing out on a whole lot by taking the easy road (like a big meal out and/or movies out with all the super expensive eats) of “entertainment” for so long! Hey, have fun out there! If you don’t feel like getting out… why not grab a good book or put on some music (or both) and light a few candles and relax for a while. Life doesn’t have to be expensive to enjoy. The simple things, laughing hilariously at a silly joke, relaxing in a hot bath to candle light, gazing out over a lake or waterfall, watching your kids play in the park, reading a good book or writing a good book, painting a sunset or watching a sun rise or set… now that’s what I call living at it’s best!

Bonnie of South Florida asks: My husband has been laid off recently but we need another vehicle. I have a good job but we can barely pay our bills. Our 1985 Taurus needs repairs constantly. Since prices are so good right now, would you finance a new car?

2000jettaIf you had said that both of you were working, I still would have advised against financing a new vehicle right now. Given your current circumstances I would strongly advise you go another route. I am sure this is not the answer you are looking for. Let me explain the whys of my answer:  First, there are other costs to consider in addition to the cost of the vehicle. I constantly hear car commercials tempting all in ear and/or eye shot to save on gas by turning in their SUV or Van and buying a smaller more gas efficient vehicle. They offer to so very kindly take that “gas guzzler” off of our hands.  They are selling cars & bottom line that is all they are interested in. It astounds me that people will actually fall for their “invitation”. Buy a new car, pay more for their car payment (or pay a car payment), pay more for insurance, even property taxes in most states is more on a newer vehicle and when all is said and done they are paying maybe $300 to $500 more per month and yet somehow they justify it because they are saving on gas and occasional repairs? The costs far outweigh the advantages. If the car you are driving is to the point that it is costing excessive monies in repair you may want to consider saving your money to buy a used vehicle outright. Be sure and take it to a mechanic to check out before buying anything. Also, check on craigslist or auto trader or in your local newspaper if you search for it and take your time, you can find an excellent deal during these tough economic times.

The white car pictured above is a “2000 Jetta” posted on craigslist for $4000 or best offer. It would need to be checked out by a mechanic but if it is mechanically sound as promised and just nearly as nice as the photos, it is a great deal! A couple months ago I found (also on craigslist - although I also searched auto trader & a number of resources) and purchased a 2000 high-top conversion van (not a lot of them available) in excellent shape with decent mileage for just under $3000. Prior to finding it (it took me several months) I came across several from the $5000 to $11,000 range also year 2000 and some that I didn’t like as mynewtomevan-2000astro-markiiiconversion-14nearly as much as the vehicle I finally bought. It is a buyer’s market. But that doesn’t mean you won’t need to take time and effort to find the best fit and value for you.  I would suggest you save your money for a vehicle. If you can’t afford to save for it, you certainly can’t afford to finance a new vehicle for several years plus pay the higher insurance.  I don’t know what overall percentage your husband’s income contributed to your total income, but I am sure you are already having to change many of your spending habits as a result of his not working at this time. Bringing additional long term monthly stress on your finances would not help matters. Do you know any good mechanics that can help you keep your current car in good repair until you can save for a “new to you” vehicle of a later model maybe a 2000?

 

From Bob Samlin of North Carolina: I have read a couple of your articles on vandwelling. I think it is very interesting but why would anyone choose to live that way?

layoffsmallMany choose this lifestyle for many different reasons. One of the most basic reasons is: life circumstances. Some vandwellers began to dwell in their vehicles as a necessity due to long work commutes. Many vandwellers started out as displaced individuals due to divorces/break-ups, loss of a job, financial troubles, a lease ending and not ready to sign another. Most recently, epidemic proportions of  foreclosures have propelled many into vehicle living. If they own a van, they are blessed to have the room to outfit it to better meet their needs.  Others have read and researched about the freedoms the RV lifestyle could give them. However, they either can’t afford an RV or would rather live and drive a van knowing it can fit into almost any situation. Vans are an excellent choice for a dwelling as well as transportation option. I prefer a high-top van for the additional space and the ability to stand and move about more easily. However, there are many that prefer mini-vans for their fuel efficiency, so it is definitely a personal choice just as a brick and mortar home is. Often once one has experienced vandwelling and the fear of the unknown is no longer an element, they find they like it! The personal & financial freedoms it allows, the monies saved on overall living expenses are powerful motivators toward the vandweller. But once one realizes that he/she has the courage to be different/unique in the face of a mostly “genericly followed societal guidelines world” as well as the freedom to live on less and experience so much is downright intoxicating! Most often vandwelling is a temporary or seasonal choice (some travel across the USA for several months or a year, others during a certain time period of life events) but there are many who have vandwelled more often than not for many years. I personally believe the secret is in outfitting one’s vehicle to best suit their needs, comfort & style.  For more about vandwelling and the mobile lifestyle check out:  http://www.lordandcurtiss.ws/

From Sandra W. of North Dakota: What is Vandwelling? Is there anything different about a vandwelling than a regular van?

Vandwelling simply means using a van as a dwelling as well as a mode of transportation. Those with plenty of  money may be driving a Roadway or Pleasureway Camper Van with all the bells and whistles group20a20fwd20facing20interiorsmallof a much larger RV, however most of them would probably refer to themselves as “RV’ers” or “Full-timers” instead of “Vandwellers”. Most vandwellers’ (which actually refers to the person rather than the vehicle) vans look like any other van from the outside. It is typically the inside of the van that tells the tale. The majority of vandwellers are those driving converted vans. Many of those converted living spaces are self built/converted. To get an idea of what some interior set-ups look like and/or include, I have a slide show of varied samples of actual vandweller interior living spaces on my website: LordandCurtiss.ws 

LordandCurtiss Van Dwelling Interiors slide show: http://www.lordandcurtiss.ws/

 

mynewtomevan-2000astro-markiiiconversion-2I am a 50 year young, God loving divorced mom of one adult son. I have spent most of my life working far more hours than I should. I have been overly responsible and had always worked myself to the ultimate (& at times ridiculous) to build other people’s businesses… and I have been pretty successful at it!  At the same time, most of my life I have been a single parent, so though I made a decent income compared to many women in my shoes, living on one income and paying all the bills solo, I didn’t have anything extra for savings. Often I felt like I worked from can ‘til can’t, and the only thing that kept me going was the ongoing motivation to provide a good home and environment for my then “growing up” son.

I have gotten burnt out from time to time amidst the mad crazy pace of management and business life, but I’ve always ended back in the rat race due to the responsibilities and demands of being a single mom for the most part. Since my son is now grown and a man on his own, I was able to finally step off the roller coaster ride of my final corporate gig, a very intensive corporate management position. I am learning to breathe again and remember what life is supposed to be, and who I truly am at my core. I got so used to the lightening speed, maddening workload and the stress of the responsibilities that came along with all of it that it has been a process to learn to “slow down” and live again. Unfortunately, I am convinced there are many that walk similar paths. I was so fiercely committed to the company that I most often put the well being of the company as a whole before my own needs. Unfortunately at the end, which was a thud of a halt, though I gave my all until the very last moment, I was taken advantage of (not paid monies owed me). More often than not in the corporate “rat race” no matter who you are and/or what title you may carry, especially in today’s crazy economy; it can all turn very quickly! Life is crazy and things can & often do change in a heartbeat. It is wise to be prepared as possible for whatever comes down the pike. As of October 7, 2009 I will officially be a “fulltimer” using my van as a home base in the mountains with some cross country travel, while supporting myself primarily through my online ventures, occasional consulting and speaking engagements, and my true passion: writing.

How did I come to discover this free (& honest) nomadic gypsy spirit that lives inside of me?  First, I always have been drawn to small spaces inside, and wide open scenic vistas outside. Love nature, love scenic beauty, love exploring, love uniqueness and discovery of all kinds… I loved every movie I saw with the actors living in a well kept RV or travel trailer… actually, although I don’t remember the names of the movies, those are the “clips” that live in my head: an older woman with a bird on her shoulder sitting at the table of the nice travel trailer she lived in since her husband died, she was happy and at peace though others didn’t understand her choices. Another movie I remember vividly was about 2 women who traveled the country heading to Canada (with breathtaking footage along the way). An unhappy waitress who joins them along the way has a very unique personalized (too pink and frilly for me but cool nevertheless) travel trailer that she just gives away without thought when she meets the “man of her dreams”. (What????? Don’t give that away!!! What was she thinking???) As long as I can remember I have been drawn to the gypsy life, from the travels to the ornate cozy gypsy wagons, travel trailers, and small RVs and campers to the biggest perk of all: Independence and Freedom to live life outside the “societal box”.

When my now adult son was from the ages of 7 to about 14, we often went camping in various places on many weekends. Not having much money for extras, we also vacationed as campers. Two of our most memorable vacations camping, were at The Great Smoky Mountains NP in NC & TN and at the Shenandoah National Park in VA.

With the current economy affecting so many people so strongly, discovering alternative, more cost effective100_1425 ways of living can be a God send! You may just find that what started out as a temporary “hardship” measure, to be something you actually enjoy. If nothing else, you can discover how to live well for far less. Please feel free to ask any questions, make comments, or tell us about yourself.

 

I have intermittently lived and traveled in “portable and mobile” dwellings (travel trailer, pick-up camper and van) over the last 10+ years for various reasons (to save money & enjoy the freedom it gives among others) as well as enjoyed camping and the community that stems from campers, frugal travelers and RVers. I have always loved the freedom the portable lifestyle offers. For many years (since the pre Y2K days) I have been a member of RV, Alternative Dwellings (earth sheltered, cob, strawbale, underground, etc.), Camper Van & Boondocking online groups + browsed newsletters and own tons of related books. I delight in discovering helpful and unique gadgets/gear/ideas/resources/information and photos for those  who embrace the mobile lifestyle. whether choosing it as a way of life on a full or part time basis, as well as for those who seek aspects of it for short term enjoyment; such as tailgaters or weekend warriors. For more information and resources feel free to visit: http://www.lordandcurtiss.ws/ 

mydreamlogomed1What is this blog all about and who the heck is Brenda Curtiss anyway? This blog is all about… You! That’s right, You… This is a Q&A blog.  about answering your questions. It isn’t being written to one who wants to know what to do with their $100,000 in investments, or as to the best choice in caviar! It is however being written for the rest of us… the real folks, the down to earth people who make up this wonderful country of ours. This is real life answers for your real life questions. Maybe you used to love going out to dinner with your “honey” but now you find you can’t afford it. Is there anything you can do? There sure is! You can go to the fanciest of restaurants, enjoy the ambience and have an amazing evening and spend 10% of those at the next table! How? Well… ask the question! There are so many ways to enjoy life and they don’t necessarily require lots of money! This is a Q&A blog. So why ask Brenda? She has a passion for people and helping to shine a light on simple solutions to real life problems. She believes in living life intentionally and with vibrancy. Brenda left a formal career of managing a professional tax law firm to embrace simpler choices in her own life. She offers answers to all who seek real-life solutions to the questions they have about living their own lives well. Ask away… Brenda cares about those who “Ask” and answers each question with down to earth and often unique, strategies to provide real life answers/solutions to real life.

For more information on Brenda’s diverse background and areas of experience & expertise see the page “About: Brenda”.  She believes we all need to learn to embrace our own lives to live well with vibrancy and purpose, and there are so many simple little things we can do to enjoy it more!

I will end this post the same way I started it, with what this blog is all about: YOU! “Ask & You will be answered.”